Have you ever thought about what would happen if you became sick or hurt and unable to work? Sure, you may have group disability income insurance through work, but it may not provide enough relief to see you through an extended time off from earning a paycheck, or let you sustain your standard of living. As an owner of an individual disability income insurance policy, you won't have to fear the financial consequences.
Acting now to protect your income is financially advantageous to you in another way. The younger and healthier you are, the more likely you will pay lower policy premiums and face fewer excluded conditions based on your health. In fact, you may not even qualify when you apply for coverage in the future if you experience negative health changes.