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Gail Nichols CEOGail Nichols CEOHello and welcome!  I'm Gail Nichols, CEO of Willow Consortium LLC.  Safe Wealth Creation and College Planning Dream Team are divisions.

As a registered Investment Advisor Representative (IAR) with Royal Fund Management and RN, I am a fiduciary who cares about you and your financial, physical and mental health.  BrokerCheck

As a CPA Team Based Model Consultant, I help accountants deliver more value to their clients by becoming more proactive and holistic with advanced tax planning strategies.  CPA Video 

I help business owners and their accountants to increase the bottom line by as much as 50% by reduced taxes, risks and business expenses at NO RISK and NO COST up front.  Business Owner Video

Book a 15 minute Exploratory call with Gail.

I extended my education and experience from nursing to include real estate, banking, securities, insurance (life, health, legal expense), sales, marketing and telecommunications. Together with my husband and business partner, Richard Cherry, we invented and operated the original virtual call center technology and business method in 1994 as Willow CSN. Today it's called and provides employment for over 25,000 home-based customer service representatives servicing major corporations in the USA, Canada and the UK.

I'm a published author, and have worked and lived in the United States and Canada. I currently reside in Fort Lauderdale, Florida. 

Outside of work, I'm an avid walker, writer, and public speaker, and am involved in numerous charitable organizations and networking groups.

I represent a wide array of excellent national financial institutions and so I am able to match the various financial needs of my clients with the most appropriate products and services available.  We never invoice you - we are paid directly by the financial institutions.

Email me about our free Financial Education Seminars & Webinars for your office or group.

Order my best-seller book "MONEY NOW SAFELY: Your Financial Gap" in Kindle eBook  or Paperback  It's a quick read! In this book, you'll learn stuff that will amaze, shock and surprise you.  But, what you do with what you learn will determine your future.  It's about simple strategies wealthy people use every day.